Best Second Hand Cars for Melbourne Commuters Under $20K

With the rising cost of living, growing traffic congestion, and fluctuating fuel prices, many Melbourne commuters are rethinking their vehicle choices. The need for an affordable, reliable, and fuel efficient car is greater than ever. If you’re commuting daily, spending hours on city roads or freeways, you’ll want a car that balances cost, performance, and comfort—all without blowing your budget.
That’s why second hand vehicles continue to be a popular choice. For those looking to spend less than $20,000, this guide will walk you through some of the best used cars in Melbourne that offer real value for money.
Whether you’re a new driver, downsizing your family’s second vehicle, or just looking for something practical for your work commute, there are excellent options out there—and Frankston Ford can help you find them.
Trusted Frankston used car dealerships, like ours, specialise in providing quality vehicles that are ideal for city driving, backed by expert advice and dealer warranties.
Why Choose a Budget Friendly Used Car?
Opting for a second hand car under $20K isn’t just about saving money upfront—it’s about making a smart long term investment. New cars lose a significant portion of their value within the first few years. With used cars, you’re avoiding that initial depreciation while still getting great features like advanced infotainment, driver assist technology, and excellent fuel economy.
In fact, buying from reputable used car dealers in Frankston ensures you’re getting a vehicle that’s been properly inspected and maintained. Our team at Frankston Ford offers peace of mind with certified used vehicles, flexible finance, and aftersales support.
Not sure if a used car is right for you? Read more in our blog on the Top Reasons Why Buying a Used Ford in Australia Is a Smart Investment.
Top Used Cars Under $20K for Melbourne Commuters
Here are our top picks for cheap commuter cars in Australia—ideal for navigating Melbourne’s roads, tight parking spaces, and ever changing traffic conditions.
1. Toyota Corolla
- Why it’s a top pick: Known for its bulletproof reliability, the Corolla remains one of Australia’s best selling cars. With low maintenance costs and excellent fuel economy (6–7L/100km), it’s a commuter’s dream.
- Best years to look for: 2014–2019
- Ideal for: Anyone needing a dependable, fuss free daily driver.
2. Mazda 3
- Why it’s a top pick: Known for its sporty styling and solid handling, the Mazda 3 is also reliable and efficient (~6.1L/100km).
- Best years to look for: 2013–2018
- Ideal for: Drivers who want comfort and a touch of performance on their commute.
3. Hyundai i30
- Why it’s a top pick: Reliable, efficient (~6.8L/100km), and full of features, the i30 is one of the most practical hatchbacks in its class. Later models even come with Apple CarPlay and rear view cameras.
- Best years to look for: 2015–2020
- Ideal for: Budget conscious buyers looking for value and versatility.
4. Honda Civic
- Why it’s a top pick: With its smooth CVT transmission, quality interior, and stylish design, the Civic continues to be a commuter favourite. It offers a comfortable ride and good fuel economy (~6.4L/100km).
- Best years to look for: 2013–2017
- Ideal for: Drivers who want something refined and reliable.
5. Ford Focus
- Why it’s a top pick: Often overlooked, the Ford Focus delivers great value on the used market. It handles beautifully, feels solid on the road, and offers tech like voice control and auto parking in later models.
- Best years to look for: 2014–2018
- Ideal for: Those wanting excellent driving dynamics and modern features.
Curious about Ford’s resale value or looking for a second car? Don’t miss our post on What Is the Best Second Car to Buy in Australia.
6. Nissan Leaf (EV Option)
- Why it’s a top pick: If you’re looking to go electric on a budget, the Nissan Leaf is your best bet. It offers quiet, emission free driving and reduced running costs. Early models are now appearing under the $20K mark, making EV ownership more accessible.
- Best years to look for: 2012–2016
- Ideal for: Environmentally conscious commuters with shorter daily routes.
What to Look for in a Second Hand Car
When shopping for second hand cars in Frankston, be sure to check for:
- Service history: Regular maintenance ensures long term reliability.
- Odometer reading: Cars under 150,000km are generally considered lower risk.
- Previous ownership: Fewer owners often means less wear and tear.
- Interior condition and features: Confirm that all tech, air conditioning, and safety features are working properly.
- Dealer certification: Choose dealer inspected vehicles for added confidence.
Buying from a reputable Frankston used car dealership ensures a smoother, safer experience—with options for extended warranties, service plans, and trade-ins.
When’s the Best Time to Buy?
While used car pricing is generally less volatile than new cars, certain months offer better deals. Want to know when the timing’s right? Check out our guide on What Is the Cheapest Month to Buy a Car.
Why Frankston Ford?
As a long-standing name in the community, Frankston Ford offers a carefully selected range of used cars in Frankston, backed by experienced staff and high standards for quality. Whether you’re looking for a compact hatchback, a small sedan, or an affordable electric vehicle, we’re here to help. We’re more than just a dealership—we’re a trusted partner for your daily drive.
Let’s Find Your Next Commuter Car
Still comparing options or ready to drive away? Browse our current inventory online or stop by the showroom. We’ll help you find a vehicle that suits your lifestyle and your budget—all under $20K.